There are many different types of mortgages to choose from. Which one is right for you? That depends. When reviewing your options, you should consider your current financial picture, how your finances might change in the future, how long you intend to remain in the home, and how comfortable you are with fluctuating mortgage payments.

Chase offers three basic types of home mortgages:

1. Fixed-Rate Mortgages: Security and Stability
   Fixed-rate mortgages remain the most popular type. With these loans, the interest rate is fixed for the life of the mortgage, so your monthly payments never change.  Click to find out more.
   
   
2. Adjustable-Rate Mortgages: Flexibility and Control
   Adjustable-rate mortgages (ARMs) generally start out with an interest rate lower than a fixed-rate loan. This saves you money early on, and may help you qualify for a more expensive home. However, your rate is tied to a market interest rate. As the market rate goes up or down, your payments will also change at each scheduled adjustment period. (There are "rate caps" to limit the amount your mortgage can go up or down.)  Click to find out more.
   
   
3. Special Mortgage Programs: For Unique Borrowing Needs
   Chase offers a variety of home financing options for customers with special considerations. These may include special credit needs, FHA or VA loans, low down payments options or affordable home loan programs.  Click to find out more.